When I was 18 I fell asleep behind the wheel with the cruise on and busted the axle on my car when I drifted into the median into a drainage box. I wasn't hurt but the car was. I don't count that as a "real" accident, for some reason, although my insurance felt differently.
It was more of a fender-bender than a "wreck": a lady just pulled right the f&*# out in front of me as I was driving down Two Notch Road, resulting in a side impact collision. Basically, I had time to stand on the brake and swerve a little towards her back end, so that I didn't nail her front driver-side door, thus knocking the stupid out of her, but instead the rear door.
She was on a cell phone.
She was 18.
She said, both to me at the time and to the cops later, that she "never even saw him" -- the sad thing is, I think she thought that made it my fault.
The cops wrote her a failure to yield citation and cited her as the contributing factor to the accident. I was not written a citation and was cited as not being a contributing factor. I have to testify at her court hearing on 8/31/08. I already filed a claim with her insurance and notified mine this morning.
I have a little bit of a neck pain and there's a mark across my chest from the seat belt.
The corner of the car is smashed up pretty bad (remember, I had time to turn the wheel a little, avoiding a perfect T-type collision. It looked more like a 7.) But I was able to drive it home, after collecting the pieces that fell out and putting them in the trunk. See the pics for more below.